Lexus Financial Services

Need help financing your Lexus in Calgary?

Whether you prefer to buy or lease at Lexus of Calgary, we can help.

Lexus of Calgary’s expert team of finance managers is here to assist you in finalizing your Lexus auto loan or help you with your leasing needs. We can help you estimate your monthly payment for a new Lexus purchase or lease that fits your budget.

Our goal is to make your life easier every step of the way. We’re here to answer any questions you have on financing your Lexus—so please don’t hesitate to reach out!

Fill Out the Lexus Finance Application

Simply fill out the finance application with your information to get approved and see how our Lexus financial services team can help you find the answers you need.

Frequently Asked Questions

What are the basic requirements to qualify for financing at Lexus of Calgary?
The basic requirements include proof of income (such as recent pay stubs), proof of residency (like a utility bill), a valid driver's license, and a credit application to check your credit history.

How does the financing process work?
Fill out the application here to get approved for financing. Based on the information in your application, our Lexus Financial Services team will offer you a loan amount, interest rate, and terms. Upon approval, you will finalize the loan details, make your down payment, and then you can proceed to purchase your desired vehicle from your Lexus dealership.

How long does it typically take to get approved?
Approval times can vary based on the complexity of your credit situation. On average, the approval process takes 8-16 hours.

What is the difference between buying and leasing a Lexus?
When you buy a Lexus, you are paying to own the vehicle. Once your loan is paid off, you will have no more monthly payments. Purchasing a vehicle also allows you to customize or sell the vehicle whenever you like.

On the other hand, leasing a Lexus means you are essentially renting the car for a set period. At the end of the lease, you can choose to buy the car, return it, or lease a new one. Additionally, leasing often comes with mileage limits and wear-and-tear guidelines.

Is there a minimum down payment required for financing?
Yes, there is a minimum down payment required for financing. However, the specific amount depends on the terms and duration of the lease you choose.

How do I determine which financing option is best for my situation?
Some people believe that a traditional auto loan is their only option, but in reality, there might be lease opportunities, special financing rates, or even unique loan terms that could be more beneficial based on your financial goals and budget constraints.

When considering the best financing option for your specific situation, it's always a wise decision to speak with the Financial Services team at a trusted dealer like Lexus of Calgary. By doing so, you can discuss your unique financial circumstances and get a comprehensive understanding of the various loans and financing options we offer.